As a Colorado Christian University student or faculty member, you are eligible to become a C∙U∙D member!  And once you are a member, you are always a member.

Credit Union of Denver is not-for-profit, which means we put our members first, and provide a friendly, member-focused environment. We believe in the philosophy of “People Helping People” through enhancing personal financial relationships with our members. We care about helping our members and our community.

We are a full-service financial institution, offering:

• Free Rewards Checking Accounts – higher % rate or cashback
• Overdraft Line of Credit – safety net for checking accounts
• Mobile Banking and Online Banking – with Mobile Deposit and Bill Pay
• Shared Branch Banking and free Nationwide ATM network – over 5,600 Shared Branches and 30,000 surcharge-free ATMs
• Credit Cards – lower than national average rates
• Auto Loans – new or used, RVs & motorcycles too
• Mortgages – 1st, 2nd and HELOC
• Youth Savings Account – at 2.01% Annual Percentage Yield¹
• Free Financial Education Platforms – Start learning about the world of money

Plus much more!

Get Started

Free Rewards Checking Accounts: It’s free checking that actually pays you to use it! Many people have taken advantage of our Rewards Checking Accounts.

 
Free Cashback Rewards Checking: Earn 5% cashback of your total debit card transactions up to $5 each month.² With $5 cashback each month, you can think of this as your “Free Latte” account!

 
Free Interest Rewards Checking: Earn up to 5.00% APY³ on balances up to $10,000 and .20% APY on balances over $10,000.

Both of our Free Rewards Checking Accounts have no minimum balance requirements, plus you can receive up to $25 in ATM fees automatically refunded each month! All you have to do each month to receive these rewards is:

• Have a Direct Deposit or Mobile Deposit or Electronic Transfer  from another Institution (of at least $1)
• Receive eStatements 
• Use your Debit MasterCard^® at least 15 times monthly 

And the best part is, if you don’t meet the requirements⁴, there are no penalties! There’s the whole next month to meet the requirements again to earn the rewards.⁵

Get Started!

New Member(s)

Existing members, select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button above, which will prompt you to also open a multiple share account. If you have more than two owners, contact the credit union at 303.234.1700 | 800.279.3288.

Existing Member - Single   Existing Member - Joint

Read more about our Free Rewards Checking here.

We are located just West of the main campus, on Alameda and Garrison in Lakewood. If you have any questions, feel free to contact us  and we’ll be more than happy to help!

¹ APY = Annual Percentage Yield. 2.01% APY for first $1000. The Youth Share account is a two-tiered account where a higher rate of dividend is paid on the daily balance up to $1,000.00 and the standard Prime Share rate on the daily balances over $1,000.The Youth Share account is available to minors from the age of 0 to 17 years. Only one Youth Share account allowed per child. In the month following the account holder’s 18th birthday, the Youth Account will change to a standard savings account, earning the prime share rate at the time. Rates are subject to change at any time. Find our current rates on our rate page. Dividends will be calculated daily, compounded, and credited monthly. The dividend period begins the first calendar day of the month and ends the last calendar day of the month. An Initial Deposit and Minimum Balance of $5.00 is required to open and maintain a Youth Share Account. We recognize that protecting children’s identities and privacy online is important and that the responsibility rests with both the online industry and the parents. We may periodically offer an online link through our website to a children’s site, which conforms to the Children’s Online Privacy Protection Act of 1998. 

² Up to 5% of the net purchase amount on debit card purchases with a maximum reward of $5 per calendar month.

³ APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 12/01/2024. Fees incurred on account can reduce earnings.

⁴ Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate/cashback/ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account. 

⁵ The timing of debit card transactions hitting your account are not in the control of the Credit Union. 

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information. Request a copy in a branch or by calling 303.234.1700