Certificates
Term2 |
Min. Balance to obtain APY |
APY1 |
3 Month |
$500 |
1.00% |
3 Month |
$10,000 |
1.35% |
6 Month |
$5,000 |
4.50% |
1 Year |
$1,000 |
4.00% |
18 Month |
$1,000 |
3.75% |
2 Year |
$1,000 |
3.65% |
12 Month Starter Certificate |
$25 |
2.40% |
24 Month Starter Certificate |
$25 |
3.00% |
2-1/2 Year |
$1,000 |
3.80% |
4 Year |
$1,000 |
3.10% |
5 Year |
$1,000 |
3.50% |
5 Year |
$10,000 |
3.50% |
Jumbo Certificates
Term2 |
Min. Balance to obtain APY |
APY1 |
30 Day Term |
$50,000 |
1.15% |
60 Day Term |
$50,000 |
1.25% |
90 Day Term |
$50,000 |
1.40% |
180 Day Term |
$50,000 |
2.35% |
270 Day Term |
$50,000 |
2.50% |
1 Year Term |
$50,000 |
3.25% |
Mile High Money Market Accounts
Tiers: |
Min. Bal. to Obtain APY |
APY1 |
First Tier |
$0 - $24,999.99 |
0.00% |
Second Tier |
$25,000 - $44,999.99 |
3.30% |
Third Tier |
$45,000 - $99,999.99 |
3.55% |
Fourth Tier |
$100,000 to $249,999.99 |
3.80% |
Fifth Tier |
$250,000 and over |
4.05% |
Interest Checking2
Type of Account |
Min. to Obtain APY |
APY1 |
Interest Checking |
$1,000 |
0.10% |
Interest Rewards Checking3
Tiers |
Min. to Obtain APY |
APY1 |
First Tier4 |
Up to $10,000.00 |
5.00% |
Second Tier |
$10,000.01 and over |
0.20% |
High Yield Money Market Accounts
Tiers: |
Min. Bal. to Obtain APY |
APY1 |
First Tier |
$0 - $9,999.99 |
0.00% |
Second Tier |
$10,000 - $24,999.99 |
0.50% |
Third Tier |
$25,000 - $44,999.99 |
0.60% |
Fourth Tier |
$45,000 - $99,999.99 |
0.75% |
Fifth Tier |
$100,000 and over |
1.00% |
Money Market Accounts
Tiers: |
Min. Bal. to Obtain APY |
APY1 |
First Tier |
$1,000 - $2,499.99 |
0.05% |
Second Tier |
$2,500 - $9,999.99 |
0.20% |
Third Tier |
$10,000 - $24,999.99 |
0.25% |
Fourth Tier |
$25,000 - $44,999.99 |
0.30% |
Fifth Tier |
$45,000 - $99,999.99 |
0.35% |
Sixth Tier |
$100,000 and over |
0.40% |
IRA/ESA Accounts
Tier |
Min. Balance to obtain APY |
APY1 |
First Tier |
$0 - $24,999.99 |
0.85% |
Second Tier |
$25,000 - $49,999.99 |
0.90% |
Third Tier |
$50,000 - $99,999.99 |
0.95% |
Fourth Tier |
$100,000 and over |
1.00% |
IRA/ESA Certificates
Term |
Min. Balance to obtain APY |
APY1 |
6 Month |
$1,000 |
4.50% |
1 Year |
$1,000 |
4.00% |
2-1/2 Year |
$1,000 |
3.80% |
5 Year |
$1,000 |
3.50% |
7 Year |
$1,000 |
3.55% |
Savings Accounts
Type of Account |
Min. to Open |
Minimum to obtain APY |
APY1 |
Prime Share |
$5 |
$5 |
0.05% |
Holiday2 |
$0 |
$5 |
1.25% |
Uniform Transfer to Minors |
$5 |
$5 |
0.05% |
Special Share (Savings) |
$0 |
$5 |
0.05% |
Multiple Share |
$5 |
$5 |
0.05% |
Representative Payee |
$5 |
$5 |
0.05% |
Secured Card Share (Savings) |
$5 |
$5 |
0.05% |
Trust Share |
$5 |
$5 |
0.05% |
Business Savings |
$5 |
$5 |
0.05% |
Youth Share Accounts (Age 0-17)
Tier |
Min. to Open3 |
Dividend Rate2 |
APY1 |
First Tier |
$5 up to $1,000 |
2.00% |
2.01% |
Second Tier |
$1,000.01 and above |
0.05% |
0.05% |
Rates are current as of 10/01/2024