Mortgages
| Type of Loan |
Rates as low as (APR4) |
| 1st Place Mortgage ~ 80% CLTV2 |
6.10% |
| 2nd Mortgage ~ 80% CLTV2 |
8.59% |
| 2nd Mortgage ~ 90% CLTV2 |
9.69% |
| 2nd Mortgage ~ 100% CLTV2 |
N/A |
| HELOC1 ~ 80% CLTV2 |
7.50% (current as of 12/01/2024) VAPR3 |
| Non-Owner Occupied |
8.59% |
Secured Loans
| Term |
Rates as low as (APR4) |
| Up to 60 months |
8.49% |
MasterCard®
| Type of Loan |
Rate (VAPR3) |
| Platinum |
12.49% to 19.49% |
| Secured |
19.49% |
New/Used/Autos/Trucks/Classics
| Term |
Rates as low as (APR4) |
|
Up to 60 months
|
5.88%
|
|
61 to 72 months
|
6.48% |
|
73 to 84 months
|
7.18% |
New/Used/Motorcycles/Classics
| Term |
Rates as low as (APR4) |
|
Up to 60 months
|
6.99% |
|
61 to 72 months
|
7.49% |
New & Used RV
| Term |
Rates as low as (APR4) |
|
up to 84 months
|
7.75% |
|
85 to 120 months
|
7.85% |
|
121 to 144 months
|
8.25% |
|
145 to 180 months
|
8.55% |
|
181 to 240 months
|
8.75% |
Savings Secured
| Type of Loan |
Lowest Rate (APR4) |
Term |
| Savings |
3.00% above Savings Rate |
up to 48 months |
| Certificate |
3.00% above Certificate Rate |
up to maturity of Certificate |
Unsecured
| Type of Loan |
Rates as low as (APR4) |
|
Personal Unsecured (up to 36 months)
|
8.49% |
|
Personal Unsecured (37 to 60 months)
|
10.59% |
| Overdraft Line of Credit |
17.50% |
Personal Loans (also known as Signature Loans) from Credit Union of Denver come in several forms; Signature, Secured with un-titled vehicles and Secured with a Savings or Certificate Account. You can use our Personal Loans for a variety of needs, big or small, such as unexpected medical expenses, a computer upgrade or the latest technology, an engagement ring, or just so you can make improvements to your lifestyle. With no hidden fees, an easy online application, and competitive rates – you can’t go wrong with a Credit Union of Denver Personal Loan!
Personal Loan
Current Best Rate: 8.49% APR* (as of 12/01/2024)
Loans without collateral with a designated term.
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Secured Personal Loan
Current Best Rate: 8.49% APR* (as of 12/01/2024)
We will lend on new titled vehicles such as ATVs, dirt bikes, jet skis, wave runners, and snowmobiles. We also offer loans on new titled trailers including horse trailers, flatbed trailers, cargo, or craft trailers. Let us know what your passion is, and we’ll help you finance it!
- Great low rates
- Up to 100% financing on new collateral
- Up to 60 month terms
- Easy payment options – including online payments
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Savings or Certificate Secured Loan
Current Best Rate: 3.00% APR* above Share or Certificate Rate (as of 12/01/2024)
Our Savings Secured and Certificate Secured Loans offer a great option to obtain needed funds at low rates while still earning interest on your savings, but without having to cash in your investments. This is also an option to help those that are rebuilding their credit.
- Low rates – and continue earning interest on your savings!
- Share secured loan terms up to 48 months
- Loan terms vary, up to the maturity of the Certificate
- Easy payment options – including online payments
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Alternative to a Personal Loan – Do you have a free and clear Auto? Use our Auto Equity Loan
Current Best Rate: 5.88% APR* (as of 12/01/2024)
You may be able to take your free and clear titled auto or the auto loan you have paid way down and turn it into cash in your pocket.
Auto Loans typically have a lower interest rate, and you can use the accrued equity to fund the things you want to do, for less!
Get Started
Questions? Give our loan specialists a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.