Certificate of Deposit

Certificates
Term²	Min. Balance to obtain APY	APY¹
3 Month	$500	1.00%
3 Month	$10,000	1.35%
6 Month	$5,000	4.25%
1 Year	$1,000	4.00%
18 Month	$1,000	3.75%
2 Year	$1,000	3.65%
12 Month Starter Certificate	$25	2.40%
24 Month Starter Certificate	$25	3.00%
2-1/2 Year	$1,000	3.80%
4 Year	$1,000	3.10%
5 Year	$1,000	3.50%
5 Year	$10,000	3.50%

Compounds Monthly

¹ The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding, for the term of the certificate.

² Early withdrawal penalties may apply on Certificates.

The Interest APY is variable and current as of 12/01/2024

Federally Insured by NCUA

Mile High Money Market Accounts
Tiers:	Min. Bal. to Obtain APY	APY¹
First Tier	$0 - $24,999.99	0.00%
Second Tier	$25,000 - $44,999.99	3.10%
Third Tier	$45,000 - $99,999.99	3.35%
Fourth Tier	$100,000 to $249,999.99	3.60%
Fifth Tier	$250,000 and over	3.85%

Compounds Monthly

¹APY - The Annual Percentage Yield (APY) is the total amount of the dividends/interest paid to be paid on the account. The rate calculated on the dividend/interest rate and frequency of compounding for an annual period. Fees could reduce earnings on the account. Rate could change after account is opened.

Rates are current as of 12/01/2024

Minimum amount to open $25,000. A fee will be assessed if the balance falls below the $25,000.00 minimum. A fee will be imposed for more than one (1) withdrawal or transfer per month. Please refer to our Rate & Fee Schedule for fees associated with this account.

Check out our competitive 1 Year Certificate of Deposit rate! We do our best to keep our members informed about all their benefits. We wanted to make sure you knew about this great opportunity to earn a premier rate of return! However, this rate is for a limited time only, so don't delay.

Certificates

Asian business woman looking at her phone, smiling, holding a cup of coffee Best Rate: 4.25% APY*

Rates based on a set term so you can find the Certificate that best suits your budget and savings timeframe.

1 Year term earning 4.00% APY with $1,000 minimum to open
Competitive dividend rates compounded monthly
Terms range from 3 months to 5 years
We also offer: Starter Certificates
- Only $25 minimum to open
- 12 & 24-Month term options
- Deposit more anytime

We’re here to help make saving for you and your family’s future easier with our Certificates and Jumbo Certificates. We provide you with options to decide what works best for you to be able to put aside money and earn even higher dividends than a traditional savings account. Get started today, give us a call at 303.234.1700. We’ll be happy to help!

View Rates

Smiling African American and Asian older couple.

Mile High Money Market Account

Best Rate: 3.85 APY*

Mile High Money Market Accounts offer tiered savings at a premier rate of return. These Savings Accounts are great for higher liquid balances as a secure & accessible investment option.

$250,000 Minimum to earn the Best Rate listed above
(see current rates details for all tiered options)
$25,000 Minimum to earn dividends (see current rates for details)
Our Mile High Money Market Accounts have 5 levels with different minimum amounts and variable dividend rates
If your balance falls below the minimum at any time during the month, a fee will be charged at the end of the month (see current fee schedule)
Allows 1 free withdrawals or transfers per month, each additional withdrawal will be charged a fee (see current fee schedule)

Call us today at 303.234.1700.

View all Savings Rates

* APY = Annual Percentage Yield. The APY rate is variable and calculated on the dividend/interest rate and frequency of compounding over an annual period. Rates are Current as of 12/01/2024. Rates are subject to change at any time. Fees could reduce earnings on the account. Early withdrawal penalties may apply on Certificates.

Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. For explanation of NCUA coverage see our Membership Booklet and Truth in Savings information located on our website at cudenver.com/disclosures or available online at www.ncua.gov. Credit Union of Denver membership is required.

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Certificate of Deposit