For a limited time, when you sign-up for a new Interest Rewards or Cashback Rewards debit account before September 30^th, you will automatically receive a Platinum Rewards Credit Card⁶ with a 1.99% APR⁷ fixed rate for 12 months and at least a $1,000 credit limit guaranteed⁷ as "extra credit!"

This is a great way to build your credit score! Plus we have tools in our digital banking app to help you manage your payments, view your credit score, as well as a Rewards Checking Tracker that shows your progress towards reaching your monthly rewards. 

This offer is exclusive for Community College Of Denver (CCD), Metropolitan State University of Denver (MSU), University of Colorado Denver (UCD), Colorado Christian University (CCU) and Red Rocks Community College (RRCC) students and faculty or AHEC employees who open their new Rewards Checking Account before September 30, 2024 online or at our branch.
 

Tivoli Branch Address

900 Auraria Parkway
Room 211
Denver, Colorado 80204

Branch Hours

Monday-Thursday: 9:30am to 5:00pm
Friday: 9:00am to 4:30pm

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Rewards Checking Account Choices

^​Whats better than free? Getting paid to use your debit card! Choose how you want to get paid: 5.00​% APY² with Interest Rewards Checking or $5 cashback each month with Cashback Rewards Checking!³  Whichever account you choose you can receive up to $25 in ATM fees automatically refunded each month when the requirements are met. (Don't worry, the monthly requirements are a piece of cake!). 

Monthly requirements¹ for Rewards Checking Accounts:

1. Receive a Direct Deposit, Mobile Deposit, or Electronic Transfer from another institution
2. Receive eStatements 
3. Use your Credit Union of Denver Debit Mastercard^® at least 15 times monthly, online or at retail establishments

Easy, right? The good news, it’s free – there is no minimum balance or monthly account fees and there are no penalties for not hitting the requirements. If you don’t meet the requirements, don't sweat it, you have the whole next month to reach the rewards again!⁴ Your monthly eStatements will spell out if you have met the requirements. 

In addition to your government issued ID, please bring or upload your school/student ID during the application.

New Member(s) Get Started 

Existing Member - Single   Existing Member - Joint

Learn More 

If you have any questions, please give us a call:

Tivoli Teller Line 303.963.1315
Call Center 303.234.1700 | 800.279.3288

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Here are just a few other options for saving or improving your financial future.

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Mobile Banking Provides Convenient Banking

We pride ourselves in offering a robust mobile and online banking experience, therefore there is usually no need to physically come into a branch, however, we do have a branch located inside the Tivoli on the Auraria Campus, as well as an additional branch in Lakewood.

Plus, we are part of the CO-OP Shared Branching Network, so you will have access to over 5,600 shared branch and 30,000 free ATMs nationwide as a Credit Union of Denver member!

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A Prime Share (savings) account with a $5.00 deposit is required for membership prior to opening a checking account.

Applicant(s) must clear check reporting agency. The credit union also retains the right to obtain a Credit Bureau report on each applicant.

Foreign Transaction Fee for all debit and credit card transactions made in foreign countries, in foreign currencies, or initiated by phone or Internet with parties located outside of the U.S. 1% fee is calculated on final settlement amount in US dollars.

For all Checking Account disclosures, see our Membership Booklet and Truth in Savings information. Request a copy in a branch or by calling 303.234.1700

¹ Monthly Account Requirements: At least 15 debit card transactions, Direct Deposit or Automatic Credit electronically posted to the account and be enrolled in eStatements to receive higher interest rate/cashback/ATM fee refunds. If the Account Requirements are met, the rewards noted will be applied. 

² APY = Annual Percentage Yield. Rates are variable and subject to change at any time. Rates current as of 09/01/2024. Fees incurred on account can reduce earnings.

³ Up to 5% of the net purchase amount on debit card purchases with a maximum reward of $5 per calendar month. Fees incurred on account can reduce earnings.

⁴ The timing of debit card transactions hitting your account are not in the control of the Credit Union.

⁵ 3% off your current APR (Annual Percentage Rate) for auto, truck, or motorcycle loans from outside Credit Union of Denver (C·U·D). With approved credit. Auto refi floor rate is as low as 5.73% APR | Motorcycle as low as 6.99% APR.  Not all borrowers will qualify for best rate. Rates are current as of 09/01/2024 and subject to change. Terms vary by vehicle type and amount financed. Rate discount & $300 valid on loans over $10,000. 3 months no payment is equal to 90 days no payment & interest will accrue from date of loan closing. $300 to be deposited into savings account within 30 days of closing. Offer available on refinanced amount only, NO CASH OUT and expires December 31, 2024. This refinance promotion does not permit a rate modification for the life of the loan. C·U·D membership of $5 is required. C·U·D reserves the right to withdraw this offer at any time without notice & current C·U·D loans not eligible for offer. Federally Insured by the NCUA.

⁶ Mastercard Platinum Variable Annual Percentage Rate (VAPR) & Cash advances are subject to a Variable Rate which is based on the highest Prime Rate as published in the Money Rates section of The Wall Street Journal in effect on the last day of May and November of each year (“Index”) plus 3.99% to 10.99% Margin depending on credit worthiness. The index plus the Margin equals the Interest Rate. Changes in the Index will cause changes in the Interest rate on the 1st day of the billing cycle in January and July of each year. Increases or decreases in the Interest Rate will cause like increases or decreases in the Finance Charge and will affect the number of your regularly scheduled payments. Your Interest Rate will never be greater than 20.99% and will apply to your remaining principal balance. As of July 1, 2024, the current Daily Periodic Rate for our lowest rate will be 0.0342 (with the corresponding Annual Percentage Rate 12.49% to 19.49%). Our Credit Card Agreement has all the fine print details on the Mastercard Platinum Variable Rate & the Mastercard Secured Card account.

⁷ All Applications will require both Government issued ID and a current student ID from eligible schools; CCU, CCD, MSU, UCD, AHEC, and Red Rocks. Must be at least 18 years of age and is offered to new and existing account holders. Previous account holders considered if exited in good standing (didn’t cause a loss to Credit Union of Denver). All members who open our Rewards Checking Account will have the option to accept a Platinum Credit Mastercard® with a $1000 minimum line of credit with an introductory rate of 1.99%APR (Annual Percentage Rate) for a period of 12 months from the Credit Card opening date. Credit Card offer is tied to the opening of a Rewards Checking Account and available to all credit tiers as long as the member passes Chexsystems. Credit Card account is available for anyone 21 years of age or older; Unless the account holder can provide proof, they have the ability to make the required minimum payments; or has a co-signer, guarantor, or co-applicant who is at least 21 and provides financial information showing they have the ability to repay. 3 months before the offer expires, a notice of rate change will be sent to account holder. At the end of the 12 month period, the APR will reflect the current rate of terms and conditions consistent with qualifying rate at time of opening. No monthly fees or cash advance or balance transfer fees on the Platinum Credit Mastercard®, however there is a Foreign Transaction fee of 1% on purchases initiated outside of the United States and a late payment fee of $15 after 10 day grace period. As of July 1, 2024, the current Annual Percentage Rate ranges from 12.49% to 19.49%. Our Credit Card Agreement has all the fine print details on the Mastercard Platinum Variable Rate & the Mastercard Secured Card account. Credit Line Agreement and Disclosure.