Make life easier by signing up for Direct Deposit of your payroll, Social Security, or retirement check(s). With Direct Deposit, your check will be deposited automatically into your Credit Union of Denver account, and the funds are available for withdrawal immediately.
We have a form you may send to your employer or prospective payer so you can have your paycheck directly deposited into your C·U·D account!
Download the Direct Deposit Form
Credit Union of Denver’s Routing Number: 307075259
Our Debit MasterCard comes with enhancements to assure your purchases are protected along with other extra benefits.
- Extended Warranty Insurance - Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty on new products for a maximum of one year.*
- Price Protection - Guarantees you the best price on new products purchased with an eligible card by providing a refund on the difference if you find a lower price within 60 days of purchase.*
- Satisfaction Guarantee - Provides up to $250 per new product if you become dissatisfied with a product within 60 days of purchase and the merchant will not accept a return.*
- Identity Theft Resolution | Assisted Restoration - If someone attempts to steal your identity, this will provide the services you will need to report and help resolve the incident.*
If you have any questions regarding these Debit MasterCard Enhancements, or to file a claim, call 1.800.MasterCard (800.627.8372).
These Free Checking Benefits are included with all of our Debit Card Checking Accounts:
Help us grow our membership this Fall and receive some extra cash!* Share the warmth of better banking this season with your family and friends and watch your rewards pile up like the autumn leaves! Don’t wait- this offer won’t last long!
Credit Union of Denver offers so many great benefits and rewarding products and we want to share this with our members and the community. Take advantage of all the great offers and share them with your friends and family.
For a limited time, refer a friend or family member to C∙U∙D and you will receive $100 and they will receive $100!*
The new member just has to open one of our Rewards Checking Accounts before November 30, 2024, enroll in Estatements, have a direct deposit of at least $1, and have at least 15 debit card transactions within 1 calendar month (before December 31, 2024).
We know it will be a great move for your friend or family member. We need you to let us know you referred someone by completing this Friends and Family form and return it to C·U·D through the mail, fax or our secure email portal.
Friends & Family Form
Secure Email Portal
Sounds pretty simple, right? We want it to be easy for you so you both can enjoy the extra cash in your accounts.
Thanks for spreading the word about Credit Union of Denver to your family and friends, and letting them know why they should make the switch!
Check out both options and pick the one best for you:
What's better than free? Getting paid to use your debit card! Choose how you want to get paid: 5.00% APY2 with Interest Rewards Checking or $5 cashback each month with Cashback Rewards Checking!3 Plus, whichever account you choose you can receive up to $25 in refunded ATM fees each month when the requirements are met. (Don't worry, the monthly requirements are a piece of cake!).
Monthly requirements1 for Rewards Checking Accounts:
- Receive a Direct Deposit, Mobile Deposit, or Electronic Transfer from another institution
- Receive eStatements
- Use your Credit Union of Denver Debit Mastercard® at least 15 times monthly, online or at retail establishments
Easy, right? The good news, it’s free – there is no minimum balance or monthly account fees and there are no penalties for not hitting the requirements. If you don’t meet the requirements, don't sweat it, you have the whole next month to reach the rewards again!5 Your monthly eStatements will spell out if you have met the requirements.
New Member(s) Get Started
Existing Member - Single Existing Member - Joint
If you have any questions, please give us a call at 303.234.1700 | 800.279.3288.
Help us grow our membership this Fall and receive some extra cash! Share the warmth of better banking this season with your family and friends and watch your rewards pile up like the autumn leaves! Don’t wait- this offer won’t last long!
For a limited time, refer a friend or family member to C∙U∙D and you will receive $100 and they will receive $100!
Learn More & Get Started
Our checking accounts come with free debit cards and are designed to fit your needs! Some call our Rewards Checking Accounts the best in town! Not only are the rewards accounts free with no minimum balance, but they pay you to use them!
Comparison tables below are best viewed in landscape orientation on smartphones.
Compare Checking Account Rewards if requirements are met monthly
Rewards |
Interest Rewards Checking |
Cashback Rewards Checking |
ATM Fee Refund |
up to $251 |
up to $25* |
Annual Percentage Yield |
5.00% APY*1
up to $10,000 balance |
N/A |
Interest Rate Over Maximum |
0.20% APY*1
over $10,000 balance |
N/A |
Cash Back |
N/A |
Up to 5% of debit transactions with a maximum reward of $51,3 |
Existing members – Just need to add a checking account?
Select button below based on existing account ownership. If you would like to open a checking account with different ownership, please choose the New Member button, which will prompt you to also open a new prime share and pull your credit. If you have more than two owners on the account, you’ll need to contact the Credit Union at 303.234.1700 | 800.279.3288.
Existing Member - Single Existing Member - Joint New Member(s) Get Started
If you are still not sure about which Free Checking/Debit Card Account is best for you, we’ve compiled some of the most common questions people ask when making these decisions. We hope this gives you some guidance to choose what will be best for you.