Find out the value of your vehicle, including how much you could sell or trade it in for by simply visiting the J.D. Power website. Simply enter in your car, boat, motorcycle, or RV information to find lots of useful information and receive a free value estimate!
New/Used/Autos/Trucks/Classics
Term |
Rates as low as (APR4) |
Up to 60 months
|
5.73%
|
61 to 72 months
|
6.33% |
73 to 84 months
|
7.03% |
New/Used/Motorcycles/Classics
Term |
Rates as low as (APR4) |
Up to 60 months
|
6.99% |
61 to 72 months
|
7.49% |
New & Used RV
Term |
Rates as low as (APR4) |
up to 84 months
|
7.75% |
85 to 120 months
|
7.85% |
121 to 144 months
|
8.25% |
145 to 180 months
|
8.55% |
181 to 240 months
|
8.75% |
Credit Union of Denver Auto Loans offer several different options to support your individual needs. Here are a few options:
Looking to purchase a new car, truck, SUV, or find a new-to-you vehicle? We have great auto loan rates and favorable terms to help you get what you want.
Are you looking to refinance your current vehicle? Use the vehicle you drive now as collateral to get a cash out loan to pay off higher interest debt. We can help you with that too! It's called an Auto Equity Loan. It's that same as a regular auto loan, just using your current vehicle.
If you would like to refinance your current auto loan from another provider, Credit Union of Denver Auto Loans have great options to help put cash in your pocket. We pay you to bring over auto/RV/Motorcycle loans that are over $10,0003. More details are on the refinance page.
We have other resources that can assist you with auto buying:
We have an Auto Buying Concierge service offered through MyCarGalCheryl. To make shopping for a vehicle easier, we have collaborated with Cheryl Mensch to help our members find just what they are looking for. Cheryl has been working with our members for decades. Members will still save 0.50% APR (Annual Percentage Rate) off their approved auto loan rate when they purchase through MyCarGalCheryl and finance with C∙U∙D. Give her a call at 720.282.9977 or email at mycargalcheryl@gmail.com.
We also have first time buying options, auto insurance, extended warranty, GAP Insurance, and loans for classic cars and trucks. Apply online or contact us directly – we’ll help you get started.
Are you paying too much for insurance? Get a free quote, via Liberty Mutual. Contact Rebekah Wright at 616.350.3441. Plus, don't forget to review the Insurance Requirements for our auto loans.
If you use your personal vehicle for a driving service (Uber, DoorDash, etc.) you will need extra insurance to protect your assets. Please read this blog post for more information.
New and Used Auto Loans
Current Best Rate: 5.73% APR2
(as of 10/01/2024)
We provide lending on autos whether you buy through a dealership or a private party. We suggest that you do your homework on the auto you are considering before you take possession. Check out this article from Autotrader on the pros and cons of both.
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Get Started
Classic Auto Loans1
Credit Union of Denver provides financing for Classic Cars and Trucks. Due to the specific nature of these vehicles, they may require an appraisal. If you are interested in purchasing an “older beauty”, please give our loan specialists a call to understand what the next steps are for this loan at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Bring Your Auto or Motorcycle Loan over to Credit Union of Denver and Get Paid!
Bring your qualified auto loan2 from another financial institution over to us to refinance and receive:
- $300 Cash, plus
- an opportunity to take a 3 month payment vacation, and
- take at least 3% APR off your rate3
Plus Enjoy
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Get Started
Auto Equity
What is Auto Equity? It is the current value of your vehicle minus any loan amount owed on it. Whether you own your vehicle free and clear or have paid it down, you may have “equity” that you can cash out by financing it with C·U·D.
An Auto Equity Loan is a fixed rate and term loan using your vehicle as collateral. Simply put, an Auto Loan. Use your cars equity for other expenses at a better interest rate than most credit cards.
Here's the breakdown with an example. Book Value of your vehicle is $20,000 Subtract loan amount (if any) - $5,000 = Equity available to use $15,000.
Auto Loans typically have a lower interest rate and you can use the accrued equity to fund the things you want to do for less. Things like a trip to the beach, or paying off higher interest rate debt, school expenses, medical bills, etc. What would you do with some extra cash?
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Get Started
New/Used Motorcycle Loans
Current Best Rate: 6.99% APR2
(as of 10/01/2024)
We have competitive rates on new or used motorcycles loans! Or refinance your current motorcycle and potentially lower your rate! Ask about our refinance specials. Or if you are looking for cash out, use a clear title as collateral to use the equity. Our loan specialists will be happy to discuss all your options.
Give us a call at 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
Get Started