Instead of moving, why don’t you make your existing home your dream home? You may have more value in your home than you realize! Take advantage of your increased market price and save big with our low interest rate HELOC for a whole year. Access to your money is easy and our home equity loans are flexible enough to fit your specific needs for home improvements, bill consolidation, college tuition, a family vacation or whatever you may need.
FOR A LIMITED TIME – Special loan interest rate is good for 12 months for applications closed now through December 31, 2024. We have HELOC rates as low as 6.99% APR1 for up to 80% CLTV2, as well as 7.49% APR1 for up to 90% CLTV2.
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To speak to a Credit Union of Denver Loan Specialist, give us a call 303.202.5659 | 800.280.0234 or email us at loans@cudenver.com.
HMDA Disclosures. Credit Union of Denver NMLS#417000. Equal Housing Opportunity.
1 6.99% & 7.49% APR (Annual Percentage Rate) are promotional rates & are good on new HELOC applications submitted now through December 31, 2024 and opened now through December 31, 2024. With approved credit. Not all borrowers will qualify for the best rate. 6.99% APR not to exceed a 2 Combined Loan to Value (CLTV) of 80%, 7.49% APR not to exceed 90% CLTV. HELOCs have a loan term of 10 years and a repayment term of 10 years. Promotional rate is good for 12 months from closing date. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate “Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. For example, standard rates of 7.50% up to 14.00% VAPR are current as of 10/01/2024. Rates are subject to change after the promotional period ends. No closing costs in most cases, but an appraisal fee and/or title insurance (approximate cost $0 - $3,000) may be required at member expense. Not available on refinance of current Credit Union of Denver (C·U·D) mortgage loans. Owner occupied and insured Colorado properties only. C·U·D membership of $5 is required. Credit Union of Denver reserves the right to withdraw this offer at any time without notice. HELOC Disclosures 80% CLTV. HELOC Disclosures 90% CLTV.
2 CLTV = Combined Loan to Value