Times Are Tough, We've Got Your Back!

Credit Union of Denver has loan options to fit your needs and your lifestyle. Choose the best option for you! 

 

Bring Your Vehicle Loan over to Credit Union of Denver and Get Paid!

Credit Union of Denver is paying you to move your Auto or Motorcycle Loan over to us! Bring your qualified auto loan² from another financial institution over to refinance with us and receive:

• $300 Cash, plus
• an opportunity to take a 3 month payment vacation, and
• at least 3% APR^* off your current auto loan rate³

Plus Enjoy

• Great Low Rates
• Up to 72 month terms
• Up to 100% financing
• Easy payment options
• Easy to apply with our 24 hour online loan application 

Call us at 303.202.5659 | 800.279.3288 or apply online.

Get Started

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Cash Out the Equity in Your Vehicle With an Auto Equity Loan

What is Auto Equity? It is the current value of your vehicle minus any loan amount owed on it. Whether you own your vehicle free and clear or have paid it down, you may have “equity” that you can cash out by financing it with C·U·D.

An Auto Equity Loan is a fixed rate and term loan using your vehicle as collateral. Simply put, an Auto Loan. Use your cars equity for other expenses at a better interest rate than most credit cards.  

Here's the breakdown with an example:
Book Value of your vehicle is $20,000 Subtract loan amount (if any) - $5,000 = Equity available to use $15,000.

Auto Loans typically have a lower interest rate and you can use the accrued equity to fund the things you want to do for less. Things like a trip to the beach, or paying off higher interest rate debt, school expenses, medical bills, etc. What would you do with some extra cash?

Give us a call at 303.202.5659 | 800.280.0234 or apply online.

Get Started

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Personal Loan Options for Life’s Unexpected Expenses and Big Dreams

Our personal loans are designed to help you achieve your goals with flexible terms, competitive rates, and personalized service. Whether you’re looking to consolidate debt, cover medical expenses, or fund a special project, we’re here to support you every step of the way.

Personal Loans from Credit Union of Denver are available as Signature and Secured.

Signature Personal Loans:

• Great low rates
• Minimum loan amount of $250
• Up to 60-month terms
• Easy payment options

Secured Personal Loan:

Available to be secured with a Savings or Certificate Account or on titled trailers and non-titled vehicles such as ATVs, dirt bikes, jet skis, and snowmobiles.

• Great low rates
• Up to 100% financing on new collateral
• Up to 60-month terms
• Easy payment options

Give us a call at 303.202.5659 | 800.280.0234 or apply online.

Get Started

² Loan qualification and (APR) Annual Percentage Rate based on individual credit worthiness. Not all borrowers will qualify for the best rate and terms may vary on amount financed. Rates are subject to change. Note Insurance Requirements.

³ 3% off your current APR (Annual Percentage Rate) for auto, truck, or motorcycle loans from outside Credit Union of Denver (C·U·D). With approved credit and floor rates apply. Auto refi floor rate is as low as 5.48% APR | Motorcycle as low as 6.99% APR. Not all borrowers will qualify for best rate. Rates are current as of 04/01/2025 and subject to change. 
Terms vary by vehicle type and amount financed. Rate discount & $300 valid on loans over $10,000. 3 months no payment is equal to 90 days no payment & interest will accrue from date of loan closing. $300 to be deposited into savings account within 30 days of closing. C·U·D membership of $5 is required. C·U·D reserves the right to withdraw this offer at any time without notice & current C·U·D loans not eligible for offer. Federally Insured by the NCUA.

* APR = Annual Percentage Rate
Not all borrowers will qualify for the lowest rate.