Credit Union of Dever - Smart. Like You.


  • EMV™ is Here!  What you need to know.
    Action is Required!

    We have begun rolling out our EMV Platinum, Secured and HELOC credit cards.  It is the latest in protection against credit card fraud. YOU MUST PICK A NEW PIN by calling 1.888.886.0083. If you have automatic payments associated with this card, contact the merchant(s) immediately to update your records with the new expiration date.

    EMV Debit cards will follow toward the beginning of 2016.  Click here to learn more.    

  • Our HELOC Rates are Super LO! - limited time offer

    With the housing market values climbing, homeowners may have home equity built up they weren’t even aware of. Use your home equity line of credit (HELOC) to pay off debt, help with college tuition, add a new addition to the house, or simply do an update on a bathroom. Whatever your need is, we have a great low rate to help you accomplish your goals.  Our new HELOC loans are eligible to receive 1.99% APR on lines up to 80% Combined Loan to Value (CLTV). If that is not enough room, we also have a 3.99% APR on lines up to 90% CLTV.  To get started today, CALL 303-202-5659 / 800-279-3288 or COME IN or go to our ONLINE application, click here to apply. 

    *APR (Annual Percentage Rate) 1.99% & 3.99% APR are Introductory Rates good on new HELOC loan applications submitted September 1 – October 31, 2015, credit restrictions apply, 1.99% APR not to exceed a **Combined Loan to Value (CLTV) of 80%, 3.99% APR CLTV not to exceed 90%, both have a maximum term of 20 years. Introductory rates good through September 30, 2016. Variable annual percentage rate (VAPR) will apply after promotional period ends and is based on credit worthiness at time of application. Best rate is 0.50% [“Margin”] below Wall Street Journal Prime Rate [“Index”] subject to the floor rate of 6.00% and ceiling rate of 18.00%. No closing costs in most cases, but an appraisal and/or title insurance may be required at member expense. Not available on current CUD mortgage loans. Owner occupied and Colorado properties only. Equal Housing Lender.
  • Auto ReFi - Roll your auto loan over...

    Roll your current auto loan or motorcycle loan over to Credit Union of Denver and receive $200 cash, a reduction of at least 2 percent off your current interest rate plus get the option to take a 60 day payment vacation. What could you do with two months of payments in your pocket? To get started today, CALL 303-202-5659 / 800-279-3288 or COME IN to the main branch at 9305 W. Alameda Ave. in Lakewood or go to our ONLINE application Click to apply. 
    APR (Annual Percentage Rate). With approved credit, at least 2% off current auto or motorcycle loan rate from outside C.U.D. Floor rate of 2.87% APR on autos and 3.24% APR on motorcycles applies. Terms up to 72 months. 2% rate discount and $200 valid for loans over $7,500. 2 months no payment is equal to 60 days no payment from date of loan closing. Offer expires 10/31/15. 
  • Credit Union Magic Minute

    It’s called the Credit Union Magic Minute™ sweepstakes. Follow the instructions below for a chance to win an all-expense paid trip to Chicago, and a place for you, and a guest, at the starting line...

    Here’s all you need to do:

    1. Register at:

    Use your CUD MasterCard® Platinum and Secured credit card to make at least three purchases per weekduring any or all of the weeks between August 3rd and October 25, 2015.

    Every time you use your card, your name will be entered in up to seven (7) drawings.

    The more you use your card, the more entries you’ll have in the drawings, and the better your chances of winning.

    For more information and to see full sweepstakes rules, FAQs, and how to enter without purchase at:
  • Technical Difficuties?

    As technology continues to change, we are continually upgrading our online services to provide the most robust and secure online access for our members. As we add new features and enhancements to our online services, there are certain browser versions and operating systems that do not support these upgrades. Therefore, we strongly recommend that you upgrade your software to the latest version that is compatible to your PC, tablet or phone.
  • Pay the new way with Apple Pay!

    Credit Union of Denver has integrated with Apple Pay to provide a new way to pay for our members. A new category of service that will transform mobile payments with an easy, secure and private way to pay. Apple Pay combines Apple’s seamlessly integrated hardware, software and services to create a unique, incredibly intuitive and elegant experience. This combination keeps payment information protected, so when adding a card with Apple Pay, the actual credit and debit card numbers are not stored on the device, nor on Apple servers, and cashiers won’t see names, credit card numbers or card security codes. Apple Pay is easy to set up and users will continue to receive all of the rewards and benefits offered by their Credit Union of Denver credit and debit MasterCard's®
    In participating stores, Apple Pay will work with iPhone 6, iPhone 6 Plus and Apple Watch, upon availability. Within apps, Apple Pay is compatible with iPhone 6 and iPhone 6 Plus.

  • More Credit Union Rewards...

    Take advantage of exclusive discounts and benefits on products and services you use every day! Earn cash back when you shop at over 1,500 retailers with "Love to Shop". Save on services for your home like ADT, DIRECTTV, Allied, and more.  Need Insurance? Tru Stage Insurance is offered at group rates: Auto, Home, Life, Accidental Death or Dismemberment, etc. As a Credit Union of Denver member you can save on most new Chevy, Buick, or GMC vehicles.  Also, check out the Credit Union Auto Club and remember that Sprint offers 10% off on select regularly priced service to individuals while businesses can save 15% on select regularly priced Sprint service. Best of all waived activation and upgrade fees (up to $36 savings for each)
    Don't miss out on all the rewards...Click image to the right for full details. 

    Mobile Deposit -  Stop • Snap • Deposit!

    Mobile Banking lets you securely view and monitor your accounts from your internet-enabled smart phone. Plus it comes with Deposit Capture! Now simply take a photo of your deposit check and it will hit your account within 24-48 hours. No need to run around town, just use our mobile banking app! It allows you to receive account information via text messaging, or find a CU Service Branch or surcharge free ATM near you. State-of-the-art security technology is used to keep your personal information safe so you can have unlimited convenience, and best of all - it's FREE! For details click here. (Please note: To access Mobile Banking, you must be signed up for cudonline) 
    One Important Note: When you make a Mobile Deposit, the pending transaction does not show up in your pending list on online banking. The only place you will be able to view the pending transaction is on your smartphone, under the Mobile Deposit icon, deposit history. Once it has been reviewed and posted, then it will show up on online banking like all your other deposits. 


  • Move Your Mortgage and SAVE! 

    Take at least 1%APR* off your current loan rate, plus get $200 CASH! Our unique and original First Place Mortgage was designed to be an alternative solution for homeowners who have 80% or better loan to value in their homes. Great low rates, shorter terms and with no closing costs, (in most cases) make the First Place Mortgage a much better option than the normal 30 year mortgage.  And right now - for a limited time only – we’ve made it even more attractive with this special promotion. Move your mortgage over to us and we'll take at least 1%APR* off your current loan rate, plus give you $200 CASH!  Restrictions do apply - please see the following disclosure. Click to apply. 


    * Annual Percentage Rate (APR). 1st Place Mortgage promotion requires: Credit worthiness, ability to repay, LTV (Loan to Value) may not exceed 80% and term will determine rate. Maximum loan amount is $200,000 and maximum term is 20 years. Promotion applies to like loan types and term may not exceed that remaining on the refinanced loan. Refinance is on current loan amount, no cash out. Discount will be at least 1%APR (annual percentage rate) off the member's current rate, subject to floor rate of 3.24% - 4.34% APR, depending on term. Rate on current loan must be verified by C.U.D $200 will be deposited into Member's C.U.D savings account at the time of loan disbursement. Offer not applicable on current C.U.D loans. No closing costs in most cases, but an appraisal and/or title insurance may be required at Member expense. Owner occupied and Colorado properties only. Rates are subject to change at any time without notice. Credit Union of Denver reserves the right to revoke or change these promotions at any time without notice. Offer expires 10/31/15.
  • Tips to manage the Cyber Security Incident at OPM.!

    Credit Union of Denver has been informed about a cyber security incident at the U.S. Office of Personnel Management (OPM) systems and data that may have exposed the personal information of current and former Federal employees. Beginning June 8 and continuing through June 19, 2015, OPM will be sending email and U.S. mail notifications to current and former Federal employees potentially impacted by the incident. Email notices will be sent from Standard letters will be sent to individuals for whom OPM does not have an email address. The communication will contain information regarding services being provided at no cost to individuals impacted by the incident, including credit report access, credit monitoring, identity theft insurance, and recovery services. Additional information will be made available beginning at 8 a.m. CST on June 8, 2015 at
    In the meantime, please refer to the below resources.
    Steps for Monitoring Your Identity and Financial Information
    • Monitor financial account statements and immediately report any suspicious or unusual activity to financial institutions.
    • Request a free credit report at or by calling 1-877-322-8228. Consumers are entitled by law to one free credit report per year from each of the three major credit bureaus —Equifax®, Experian®, and TransUnion® —for a total of three reports every year. Contact information for the credit bureaus can be found on the Federal Trade Commission (FTC) website at
    • Review resources provided on the FTC identity theft website at The FTC maintains a variety of consumer publications providing comprehensive information on computer intrusions and identity theft.
    • You may place a fraud alert on your credit file to let creditors know to contact you before opening a new account in your name. Simply call TransUnion® at 1-800-680-7289 to place this alert. TransUnion® will then notify the other two credit bureaus on your behalf.
    Precautions to Help You Avoid Becoming a Victim
    • Be suspicious of unsolicited phone calls, visits, or email messages from individuals asking about you, your employees, your colleagues, or any other internal information. If an unknown individual claims to be from a legitimate organization, try to verify his or her identity directly with the company.
    • Do not provide personal information or information about your organization, including its structure or networks, unless you are certain of a person’s authority to have the information.
    • Do not reveal personal or financial information in email, and do not respond to email solicitations for this information. This includes following links sent in an email.
    • Do not send sensitive information over the internet before checking a website’s security (for more information, see Protecting Your Privacy,
    • Pay attention to the URL of a website. Malicious websites may look identical to a legitimate site, but the URL may use a variation in spelling or a different domain (e.g., .com vs. .net).
    • If you are unsure whether an email request is legitimate, try to verify it by contacting the company directly. Do not use contact information provided on a website connected to the request; instead, check previous statements for contact information. Information about known phishing attacks is also available online from groups such as the Anti-Phishing Working Group (
    • Install and maintain anti-virus software, firewalls, and email filters to reduce some of this traffic (for more information, see Understanding Firewalls,; Understanding Anti-Virus Software,; and Reducing Spam,
    • Take advantage of any anti-phishing features offered by your email client and web browser.
    • Employees should take steps to monitor their PII and report any suspected instances of identity theft to the FBI’s Internet Crime Complaint Center at
    • Additional information about preventative steps can be found by consulting the Federal Trade Commission’s website at The FTC also encourages those who discover that their information has been misused to file a complaint with the Commission using this contact information: Identity Theft Clearinghouse Federal Trade Commission 600 Pennsylvania Avenue, NW Washington, DC 20580 .

    Credit Union of Denver has also put together a couple of documents to assist you with any general questions around Identity Theft.  
    Click here to learn more about it and what you can do to fight back.  
    Click here
    for information on how to protect yourself from ID Theft.




SMART Solutions for All Stages of Your Life
Choose the lifestyle you identify with to find products & services that can improve your financial life.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Equal Housing Lender Co-Op Network